In July, 1974 I entered the mortgage lending profession.  Straight out of high school, my plan was to become a CPA after graduating from California State University, Long Beach.  Well, plans do change.  I found that I really loved the mortgage lending profession.  I completed my Bachelor's degree at CSULB and continued on with my career in the mortgage profession.

I found tremendous satisfaction in helping people achieve their dreams of homeownership as well as becoming a trusted advisor to many hundreds of clients who I call friends. 

My goal in every transaction is to ensure that my clients fully understand their choices and can handle the obligation they are contemplating.  I guide my clients to the program and solutions that help theim achieve their goals and fit their needs now and into the future.

I love helping people and would certainly love to help you.  Whether it's advice you are seeking, financing to purchase or refinance your home, or you are seeking to purchase or refinance an investment property, I would be honored if you allowed me to help.


Joel Stein
NMLS ID 227177
CA DRE 01031263